Umbrella Insurance Thornton Colorado

 In Thornton Insurance Agent

What Is An Umbrella Insurance Policy?

Umbrella Insurance is a liability insurance policy that is able to protect your assets and any future income. Umbrella insurance works in conjunction with your normal auto, home, or other insurance policies.

An umbrella insurance policy is different from an excess insurance policy. Excess insurance coverage will only go into effect after all other insurance policies are completely used up. An umbrella policy on the other hand is able to help fill coverage gaps in your current policies. In some situation it is possible for an umbrella policy to be the primary policy.

Find the Best Umbrella Insurance In Thornton Colorado

The term, Umbrella, is used to show how the policy can act as a shield to the insured and their assets. The cost of an umbrella insurance policy in Thornton Colorado is minimal compared the added comfort of knowing you will be protected in the event of an accident or disaster.

Do You Need An Umbrella Policy In Thornton Colorado

An umbrella policy can help provide you with another level of protection. There are many situations when the extra insurance can come in handy. What if you own a dog and the dog were to attack a neighbor, or if someone is hurt while on your property, or if a fire that started in your home spreads to surrounding homes? Any of these things could happen to any of us. Do you know if your insurance will cover all the damages and liability? If not an umbrella policy could be for you.

Did You Know That Lawsuits Are Not Limited To Your Net Worth?

In a Liability Lawsuit it is possible for the judgement to exceed the net worth of the defendant. That is why it is so important to have extra liability insurance. In the case the liability limits of your home, auto, or other insurance policy is used up completely, and Umbrella insurance policy can kick in and provide that second layer of protection up $1,000,000 and higher if requested.

Most umbrella insurance policies only cost pennies a day, but they provide a great deal of comfort knowing that you and your family will be covered for anything that may come your way.

Affordable American Insurance Provides Umbrella Insurance

As an independent agent in Thornton Colorado, Affordable American Insurance, provides high quality Umbrella insurance policies for a great price. By representing multiple insurance agencies we are able to shop around for you and find you the best deal, so that you don’t have to.

Let us take the worry out of day to day life by knowing that you are covered!

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