Does Insurance Rate Go Up If I Get A Ticket? Call Ins Independent Broker Thornton

 In Car insurance, Uncategorized

When you hear the word ‘ticket’, what comes to mind?  Is it a ticket to go see the latest action movie, a ticket to a concert, a dance or a speeding ticket perhaps?  Well here in Colorado some of us think of a speeding ticket or many other types when we hear that word.  The cops in every city have really cracked down on giving out tickets these past few months.  Did you know that in certain cities, at stop lights if you are barley touching or are on the white line you receive a ticket in the mail and summons to court.  It’s silly to think barley touching a line nowadays costs at least $40.  Running a stop sign is a costly mistake and is now taken very seriously by the state of Colorado as well.  There are cops on corners sitting for hours just waiting for a speed racer to drive by.  Of course having our wonderful police men out at all hours patrolling our neighborhoods and streets are a good thing, but it also has negative aspects for some people.  Many people who have not had a ticket for 20 years or even 5 years are now getting ticketed.  So for all you licensed Colorado drivers, keep your hands at 10 and 2, keep your eyes open and on the road at all times.

Many insurance companies will raise your rates after receiving a ticket; rather if it is 2 points or 5 points.  Be aware of your driving habits and do not forget to use your blinker.  Don’t see the police man on every other block in a negative way think of it as keeping Colorado people safe from reckless drivers.  If you get a minor ticket than pay it as soon as you can it will most likely reduce to 0 pts.  Think of the ticket as constructive criticism and go about your day.  If you are not sure whether or not your insurance provider raises your rates for tickets than don’t be afraid to give them a call.  Also if you are currently looking to renew a policy or just looking for insurance than give your local insurance broker a call, he can help you more than you would imagine.

Here at Leinweber Insurance Agency, we are here to educate you on insurance, answer any questions or concerns you may have and find you that low rate quote you desire.  We offer 15 and counting different insurance providers so do not fright if one quote is outrageous because we offer many different companies.  Please give our office a call at (303) 719-0364 we can schedule an appointment at a time that is convenient for you.  We look forward to receiving your call.

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